/* premium hero section with overlay background image */
    .hero-premium {
      position: relative;
      display: flex;
      align-items: center;
      padding: 18px 0;
      background: url('https://images.unsplash.com/photo-1580674285054-bed31e145f59?q=80&w=2070&auto=format') no-repeat center center/cover;
      isolation: isolate;
    }

    /* dark premium overlay for text readability and depth */
    .hero-premium::before {
      content: "";
      position: absolute;
      inset: 0;
      background: linear-gradient(105deg, rgba(15, 25, 55, 0.82) 0%, rgba(25, 40, 80, 0.7) 100%);
      z-index: 0;
      backdrop-filter: blur(2px);
    }

    .hero-premium-container {
      position: relative;
      z-index: 2;
      max-width: 1280px;
      margin: 0 auto;
      padding: 0 32px;
      width: 100%;
    }

    .hero-premium-row {
      display: flex;
      flex-wrap: wrap;
      margin: 0 -16px;
      align-items: stretch;
    }

    .hero-premium-copy,
    .hero-premium-form-col {
      padding: 0 16px;
    }

    /* LEFT CONTENT - Lighter text over dark background, but accent stays vibrant */
    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(63, 81, 181, 0.2);
      backdrop-filter: blur(4px);
      color: #ffffff;
      padding: 8px 18px;
      border-radius: 60px;
      font-size: 13px;
      font-weight: 500;
      letter-spacing: 0.3px;
      border: 1px solid rgba(255,255,255,0.25);
      margin-bottom: 24px;
    }

    .hero-badge i {
      color: #FFD966;
      font-size: 1.1rem;
    }

    .hero-title {
      font-size: 44px;
      font-weight: 800;
      color: #FFFFFF;
      line-height: 1.12;
      text-shadow: 0 2px 5px rgba(0,0,0,0.1);
    }

    .hero-title span {
      color: #FFD966;
      background: linear-gradient(135deg, #FFD966, #FFB347);
      background-clip: text;
      -webkit-background-clip: text;
      color: transparent;
      display: inline-block;
    }

    .hero-sub {
      font-size: 17px;
      color: rgba(255,255,240,0.9);
      margin: 24px 0 28px 0;
      line-height: 1.5;
      font-weight: 400;
      max-width: 90%;
    }

    .hero-cta {
      display: flex;
      gap: 20px;
      margin-top: 8px;
      flex-wrap: wrap;
    }

    .btn-primary-hero {
      background: #3f51b5;
      color: white;
      padding: 14px 32px;
      border-radius: 50px;
      text-decoration: none;
      font-weight: 700;
      transition: all 0.25s ease;
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 1rem;
      border: none;
      cursor: pointer;
      box-shadow: 0 8px 20px rgba(0,0,0,0.15);
    }

    .btn-primary-hero:hover {
      background: #2c3a8f;
      transform: translateY(-3px);
      box-shadow: 0 15px 30px rgba(0,0,0,0.2);
    }

    .btn-secondary-hero {
      background: rgba(255,255,255,0.12);
      backdrop-filter: blur(6px);
      border: 1px solid rgba(255,255,255,0.45);
      color: white;
      padding: 14px 28px;
      border-radius: 50px;
      text-decoration: none;
      font-weight: 600;
      transition: 0.25s;
      display: inline-flex;
      align-items: center;
      gap: 10px;
    }

    .btn-secondary-hero:hover {
      background: #ffffff;
      color: #1e2b5c;
      border-color: white;
      transform: translateY(-2px);
    }

    /* stats white premium */
    .hero-stats {
      display: flex;
      gap: 14px;
      margin-top: 34px;
      flex-wrap: nowrap;
      align-items: stretch;
    }

    .hero-stats div {
      backdrop-filter: blur(10px);
      background: linear-gradient(180deg, rgba(255,255,255,0.1), rgba(255,255,255,0.06));
      padding: 12px 10px 11px;
      border-radius: 22px;
      text-align: center;
      min-width: 0;
      flex: 1 1 0;
      min-height: 92px;
      display: flex;
      flex-direction: column;
      justify-content: center;
      border: 1px solid rgba(255, 255, 255, 0.08);
      box-shadow: inset 0 1px 0 rgba(255,255,255,0.05);
    }

    .hero-stats h4 {
      color: #FFD966;
      font-weight: 800;
      font-size: 23px;
      line-height: 1;
      margin-bottom: 8px;
      letter-spacing: -0.02em;
    }

    .hero-stats span {
      font-size: 12px;
      color: rgba(255,255,245,0.85);
      font-weight: 600;
      letter-spacing: 0.01em;
      line-height: 1.25;
      display: block;
    }

    /* ---------- RIGHT COLUMN: QUOTE FORM (Premium) ---------- */
    .quote-card {
      background: rgba(255, 255, 255, 0.1);
      backdrop-filter: blur(14px);
      -webkit-backdrop-filter: blur(14px);
      border-radius: 26px;
      padding: 20px 22px;
      box-shadow: 0 22px 40px -18px rgba(0, 0, 0, 0.34);
      border: 1px solid rgba(255, 255, 255, 0.22);
      transition: transform 0.2s;
    }

    .quote-card:hover {
      transform: translateY(-3px);
    }

    .quote-header {
      text-align: center;
      margin-bottom: 16px;
    }

    .quote-header h3 {
      font-size: 22px;
      font-weight: 800;
      color: #ffffff;
      margin-bottom: 4px;
      letter-spacing: -0.02em;
    }

    .quote-header p {
      color: rgba(255, 255, 255, 0.72);
      font-size: 12px;
      font-weight: 500;
      margin-bottom: 0;
    }

    .quote-header i {
      color: #ffffff;
      background: rgba(255, 255, 255, 0.14);
      padding: 8px;
      border-radius: 60px;
      border: 1px solid rgba(255, 255, 255, 0.2);
    }

    .form-group {
      margin-bottom: 12px;
    }

    .form-group input, 
    .form-group select,
    .form-group textarea {
      width: 100%;
      padding: 10px 14px;
      border-radius: 18px;
      border: 1px solid rgba(255, 255, 255, 0.18);
      background: rgba(255, 255, 255, 0.12);
      font-family: 'Inter', sans-serif;
      font-size: 13px;
      color: #ffffff;
      line-height: 1.35;
      transition: all 0.2s;
      outline: none;
    }

    .form-group.floating-label {
      position: relative;
    }

    .form-group.floating-label label {
      position: absolute;
      left: 14px;
      top: 10px;
      font-size: 13px;
      color: rgba(255, 255, 255, 0.7);
      pointer-events: none;
      transition: 0.25s ease;
      background: transparent;
    }

    .form-group.floating-label input:focus + label,
    .form-group.floating-label input:not(:placeholder-shown) + label,
    .form-group.floating-label textarea:focus + label,
    .form-group.floating-label textarea:not(:placeholder-shown) + label,
    .form-group.floating-label select:focus + label,
    .form-group.floating-label select:valid + label {
      top: -10px;
      left: 10px;
      font-size: 11px;
      color: #FFD966;
      font-weight: 700;
      background: rgba(15, 25, 55, 0.9);
      padding: 0 6px;
      border-radius: 4px;
    }

    .form-group input::placeholder,
    .form-group textarea::placeholder {
      color: transparent;
    }

    .form-group select {
      color: rgba(255, 255, 255, 0.92);
    }

    .form-group select option {
      color: #111827;
    }

    .form-group textarea {
      min-height: 84px;
      resize: vertical;
    }

    .form-group input:focus,
    .form-group select:focus,
    .form-group textarea:focus {
      border-color: rgba(255, 255, 255, 0.4);
      background: rgba(255, 255, 255, 0.16);
      box-shadow: 0 0 0 3px rgba(63,81,181,0.16);
    }

    .form-row {
      display: flex;
      gap: 10px;
      flex-wrap: wrap;
    }

    .form-row .form-group {
      flex: 1;
    }

    .btn-submit {
      background: linear-gradient(135deg, #6372c9 0%, #3f51b5 62%, #334192 100%);
      color: white;
      border: none;
      width: 100%;
      padding: 11px 14px;
      border-radius: 18px;
      font-weight: 700;
      font-size: 13px;
      letter-spacing: 0.01em;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
      cursor: pointer;
      margin-top: 2px;
      transition: 0.2s;
      box-shadow: 0 10px 22px rgba(63,81,181,0.28);
    }

    .btn-submit:hover {
      background: #2c3a8f;
      transform: translateY(-1px);
    }

    .small-note {
      font-size: 10.5px;
      text-align: center;
      margin-top: 10px;
      color: rgba(255, 255, 255, 0.74);
    }

    .quote-card i {
      margin-right: 4px;
    }

    /* mobile responsive */
    @media (max-width: 992px) {
      .hero-premium-row {
        gap: 40px;
      }
      .hero-title {
        font-size: 34px;
      }
      .hero-sub {
        max-width: 100%;
      }
      .hero-stats {
        gap: 12px;
      }
      .hero-premium-container {
        padding: 0 24px;
      }
      .quote-card {
        padding: 18px 16px;
      }
    }

    @media (max-width: 576px) {
      .hero-title {
        font-size: 28px;
      }
      .btn-primary-hero, .btn-secondary-hero {
        padding: 10px 20px;
        font-size: 14px;
      }
      .hero-stats div {
        padding: 10px 8px;
        min-height: 82px;
      }
      .hero-stats h4 {
        font-size: 20px;
      }
      .hero-stats {
        gap: 10px;
      }
      .hero-stats span {
        font-size: 10px;
      }
    }

    /* custom animation */
    .hero-image-box {
      display: none; /* no image in right side, we use quote form instead */
    }